Get Real With Eddie

WHAT You Need to Know About House Hacking and Loan Programs Right NOW!

What You Need to Know About House Hacking and Loan Programs Right NOW!
Are you looking for creative ways to afford a home in today’s market? In this episode of Get Real with Eddie, we’re diving deep into house hacking strategies, down payment assistance programs, and how to properly vet your lender to ensure a smooth homebuying experience.
We’re joined by special guest Tammie Lester of Loan Depot (NMLS #938220) to discuss Loan Depot’s Down Payment program, two must-know resources for buyers, and why the Federal Reserve’s decision not to cut interest rates impacts your purchasing power. Tammie brings expert insights on how to secure the right financing and answers key questions about the loan process.
We’ll also analyze the latest sales data from Aurora, IL, and tackle the big question—should you buy now or wait?
Whether you're a first-time homebuyer, an investor, or trying to navigate today’s shifting market, this episode is packed with expert insights to help you make informed decisions.
📞 Contact Tammie Lester at 630-677-3556 or visit www.loandepot.com/tlester for personalized mortgage guidance.
#HouseHacking #RealEstateInvesting #HomeBuyingTips #DownPaymentAssistance #MortgageRates #LoanPrograms #AuroraILRealEstate #GetRealWithEddie
00:00:00 Welcome Tammie Lester00:03:37 The fed did not cut the rate!00:07:12 Vet the buyers lending!00:09:08 Loan Depot's Down Payment program00:11:13 House Hacking in Today's Market00:14:25 Two resources to help you buy00:16:08 How to vet the buyer's lending00:21:25 Don't buy anything!00:23:00 The other Resource00:27:02 Sales data on Aurora Il00:41:44 Should we buy this year or should we wait

Is Housing in 2025 Going to be a Dream or a Nightmare?

In this episode of Get Real with Eddie, Eddie Ruettiger and Nancy Vallee of EXIT Real Estate Specialists break down what the housing market could look like in 2025. Will buyers finally catch a break, or will rising interest rates, inventory challenges, and economic shifts turn the American dream into a nightmare? Eddie and Nancy discuss market trends, expert predictions, and actionable insights for both buyers and sellers. Whether you're a first-time homebuyer, a seasoned investor, or simply curious about where the market is headed, this episode will give you the clarity you need to navigate 2025 with confidence.

Unlocking the Future: 2025 MORTGAGE RATES and Multi-Gen Homes!

Join Eddie Ruettiger and Nancy Vallee, your trusted hosts from Exit Real Estate Specialists, on this week’s episode of Get Real with Eddie! Together, they break down key insights into the Midwest housing market, from understanding when the perfect time to move might be to exploring the rising trend of multi-generational housing. Dive deep into 2025 mortgage rate forecasts, learn the importance of pre-approval, and uncover what you need to save when purchasing a home. Plus, don't miss Bolingbrook sales data, a featured property in Crest Hill, and a discussion on forbearance for home mortgages. Whether you're a buyer, seller, or just curious about the market, this episode has something for everyone! Episode Chapters: 0:00:00 – It’s Snowing in Florida 00:03:00 – Co-op 00:04:48 – When Is the Perfect Time to Move 00:08:15 – Multi-Generational Housing Is Up! 00:15:00 – Get the Pre-Approval 00:21:53 – What Do You Have to Save for When It Comes to a Home 00:33:06 – Bolingbrook Sales Data 00:41:32 – 300 Theodore St, Crest Hill Is For Sale 00:42:18 – Mortgage Forecasters for 2025 00:47:04 – Forbearance of Home Mortgages

Discover Why Winter is the Prime Time to Buy a Home!

On this episode of Get Real with Eddie, Eddie, and Nancy from Exit Real Estate Specialists dive into why winter is an underrated but fantastic time to buy a home. Eddie jokes about how Nancy’s early mornings have her questioning her alarm clock choices, while they both share insights on starting the New Year with a new home. They’ll cover practical steps to save for your first home, why the winter market can be a smart move for buyers, and the latest data on sales in Crest Hill, IL. Plus, they’ll chat about why buying a home is more than just numbers—it’s deeply personal—and highlight a hot listing at 300 Theodore St in Crest Hill. And don’t miss their take on how eco-friendly features can boost your home’s value. It’s a conversation packed with laughs, expertise, and all the reasons why now might be the perfect time to take the leap into homeownership!

Shock Alert: One Third of Sellers Facing MARKET EJECTION!

Shock Alert: One Third of Sellers Facing MARKET EJECTION!
On this episode of Get Real with Eddie, Eddie Ruettiger, Designated Managing Broker of EXIT Real Estate Specialists, and Nancy Vallee dive into the shifting real estate landscape. From rising interest rates post-election to expert predictions for 2025, we’re breaking down the latest trends and what they mean for both buyers and sellers.
Here’s what we’ll cover:
Why 1 in 3 sellers are pulling their homes off the market and what that signals for inventory trends.
Key data insights on New Lenox, IL, and why this market is buzzing.
The ongoing debate: Time in the market vs. market timing—what's the smarter move?
An exclusive spotlight on 300 Theodore St, Crest Hill, IL, a prime listing worth your attention.
Staging strategies to ensure your home stands out in a competitive market.
Plus, Eddie’s amusing take on weather frustrations—is it time to pack up and move south?
Whether you're thinking of buying, selling, or just staying informed, don’t miss this essential market update with Eddie Ruettiger and Nancy Vallee of EXIT Real Estate Specialists. Tune in for expert insights, local data, and actionable advice for navigating today’s challenging real estate market.

Navigating 2025 Real Estate Updates

In this episode of Get Real with Eddie, brought to you by the dedicated team at EXIT Real Estate Specialists, we dive into everything you need to know about real estate in Illinois as we head into 2025. From important wins for the Realtors Association to new real estate laws taking effect, we’ll break down how these changes impact you. We’ll also explore Joliet’s latest sales data, discuss factors that could influence home prices, and highlight the benefits of considering newly built homes. Plus, we feature the stunning listing at 2340 Caton Ridge Dr in Plainfield, IL. Whether you’re buying, selling, or just curious about the market, our team is here to provide you with expert insights and support every step of the way!

Should You Fix Your House Before Selling It?

This week on Get Real with Eddie, Eddie Ruettiger and Nancy Vallee tackle some of the most pressing questions in today’s real estate market. Is selling your house during the winter a smart move? We explore why this season could be the perfect sweet spot for sellers looking to stand out. Additionally, we dive into the age-old debate: should you sell your home as-is or make repairs? We’ll weigh the pros and cons of both strategies to help you decide what’s best for your situation.
Homeownership continues to be one of the best long-term investments, and we’ll share why it’s worth it, even during market fluctuations. We also take a closer look at Plainfield, IL, with the latest sales data and a spotlight on 2340 Caton Ridge Rd, offering insights for buyers and sellers alike. Wondering where interest rates are headed in 2025? We’ll discuss expert predictions and what they mean for you.
Finally, we debunk a common real estate myth: are investors really buying up the market and squeezing out traditional buyers? We separate fact from fiction to give you a clearer picture of what’s happening. Whether you’re thinking of buying, selling, or just staying informed, this episode is packed with timely advice and local expertise you won’t want to miss. Tune in to WJOL or stream online to catch it!

What Are the PROS and CONS of Co Buying a Home?

This week on Get Real with Eddie, Eddie and Nancy of EXIT Real Estate Specialists dive into the hot topic of co-buying a home. Is it a viable option for today’s market? They’ll weigh the pros and cons to help you decide. Plus, discover down payment programs that could make homeownership more attainable and why mortgage debt doesn’t mean a housing crash is on the horizon.
Stay informed with the latest data on Bolingbrook, IL, and insights into what’s driving mortgage rate volatility. Eddie also highlights a fantastic property for sale at 2340 Caton Ridge, Plainfield, IL. Finally, learn how to get your home market-ready for a successful sale in 2025.
Tune in for expert advice, market updates, and a dash of Eddie’s energy! You won’t want to miss it.

Is the Housing Market Change Driving You Crazy?

Join Eddie Ruettiger and Nancy Vallee of EXIT Real Estate Specialists on this episode of Get Real with Eddie. With Thanksgiving around the corner, we're diving into the big questions about the housing market shift happening in some areas. Is Wall Street really buying up all the homes? Are more listings and slower price growth a sign of stability or more change to come?
We'll also discuss whether now is a good time to move, what you can expect when trying to find your next home, and whether selling or renting is the better option for you. Plus, we’ll highlight the latest sales data from Morris, IL, and showcase a stunning property for sale at 720 Orleans St in Ottawa, IL.
Don’t miss this insightful conversation packed with tips, trends, and answers to your real estate questions!
Watch the video of the episode on Youtube at https://youtu.be/InQUuuuEjlw

Buying Property: UK vs. US Myths Debunked

Eddie and Nancy from EXIT Real Estate Specialists kick off this week’s episode by breaking down the biggest myths about buying property in the UK versus the US, diving into the surprising differences in the home buying process across the pond. They’ll also explore the importance of pricing your home correctly when selling, share Yorkville, IL’s latest market data, and highlight how renting compares to buying when it comes to building wealth. Celebrating the 50th Anniversary of the Equal Credit Opportunity Act, they discuss its impact on homeownership today. Plus, get the inside scoop on what’s motivating homeowners to move right now and an exclusive look at the stunning property at 720 Orleans St, Ottawa, IL. Tune in for expert insights and everything you need to navigate today’s real estate market!